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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,805 | $115,780-19.8% | $101,255-8.3% | $158,931-41.6% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 4.86% | 56.14%-51.3pp | 46.48%-41.6pp | 302.86%-298.0pp |
| Employer contribution / active EE | $6,316 | $4,175+51.3% | $3,660+72.6% | $4,761+32.7% |
| Participant deferral / active EE | $1,869 | $4,958-62.3% | $4,370-57.2% | $5,982-68.8% |
| Admin fee / account holder | $7,027 | $7,246-3.0% | $5,946+18.2% | $11,247-37.5% |