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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,832 | $107,371-21.9% | $92,916-9.8% | $152,914-45.2% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 4.10% | 145.64%-141.5pp | 109.45%-105.3pp | 345.48%-341.4pp |
| Employer contribution / active EE | $8,389 | $4,223+98.7% | $3,654+129.6% | $4,764+76.1% |
| Participant deferral / active EE | $1,810 | $4,848-62.7% | $4,238-57.3% | $5,852-69.1% |
| Admin fee / account holder | $17,019 | $7,082+140.3% | $5,796+193.7% | $11,601+46.7% |