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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,411 | $73,940+211.6% | $96,496+138.8% | $75,173+206.5% |
| Participation rate | 95.0% | 66.4%+28.6pp | 74.3%+20.7pp | 67.2%+27.8pp |
| Annual return | 12.84% | 26.71%-13.9pp | 35.70%-22.9pp | 160.65%-147.8pp |
| Employer contribution / active EE | $14,385 | $2,929+391.1% | $3,738+284.8% | $2,670+438.7% |
| Participant deferral / active EE | $5,181 | $3,659+41.6% | $4,879+6.2% | $4,126+25.6% |
| Admin fee / account holder | $8,148 | $5,216+56.2% | $6,731+21.1% | $5,651+44.2% |