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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,411 | $73,983+211.4% | $96,543+138.7% | $75,184+206.5% |
| Participation rate | 95.0% | 66.4%+28.6pp | 74.3%+20.7pp | 67.2%+27.8pp |
| Annual return | 12.84% | 26.73%-13.9pp | 35.75%-22.9pp | 160.78%-147.9pp |
| Employer contribution / active EE | $14,385 | $2,931+390.9% | $3,741+284.6% | $2,671+438.5% |
| Participant deferral / active EE | $5,181 | $3,661+41.5% | $4,880+6.2% | $4,127+25.5% |
| Admin fee / account holder | $8,148 | $5,218+56.1% | $6,737+20.9% | $5,652+44.2% |