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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,323 | $47,848+262.2% | $81,473+112.7% | $70,126+147.2% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 11.67% | 27.25%-15.6pp | 38.78%-27.1pp | 73.15%-61.5pp |
| Employer contribution / active EE | $12,172 | $1,527+697.0% | $2,568+374.0% | $2,343+419.6% |
| Participant deferral / active EE | $4,784 | $2,453+95.0% | $3,537+35.2% | $3,332+43.6% |
| Admin fee / account holder | $3,274 | $3,145+4.1% | $4,561-28.2% | $4,646-29.5% |