Filed February 19, 2026 (most recent of 2 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,587 | $209,425-58.7% | $178,499-51.5% | $158,966-45.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.60% | 188.80%-170.2pp | 151.10%-132.5pp | 302.95%-284.3pp |
| Employer contribution / active EE | $7,303 | $5,707+28.0% | $5,011+45.7% | $4,762+53.3% |
| Participant deferral / active EE | $2,937 | $5,955-50.7% | $5,202-43.5% | $5,983-50.9% |
| Admin fee / account holder | $4,922 | $17,078-71.2% | $13,986-64.8% | $11,250-56.2% |