Filed February 19, 2026 (most recent of 2 filings on file)
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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,638 | $180,459-64.7% | $154,108-58.7% | $135,380-53.0% |
| Participation rate | 95.5% | 87.4%+8.0pp | 83.0%+12.4pp | 82.6%+12.8pp |
| Annual return | -3.99% | 888.21%-892.2pp | 735.21%-739.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $4,590 | $6,035-23.9% | $5,298-13.4% | $4,779-4.0% |
| Participant deferral / active EE | $1,643 | $5,806-71.7% | $5,081-67.7% | $5,609-70.7% |
| Admin fee / account holder | $16,958 | $16,145+5.0% | $13,411+26.4% | $10,828+56.6% |