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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,253 | $65,361+85.5% | $92,903+30.5% | $72,983+66.1% |
| Participation rate | 93.5% | 68.3%+25.2pp | 76.0%+17.5pp | 69.5%+24.1pp |
| Annual return | 24.06% | 42.11%-18.0pp | 109.43%-85.4pp | 81.01%-56.9pp |
| Employer contribution / active EE | $13,825 | $2,594+432.9% | $3,653+278.4% | $2,440+466.6% |
| Participant deferral / active EE | $5,019 | $3,128+60.4% | $4,238+18.4% | $3,608+39.1% |
| Admin fee / account holder | $1,892 | $4,251-55.5% | $5,795-67.4% | $5,124-63.1% |