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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,242 | $57,352+60.8% | $83,830+10.0% | $64,173+43.7% |
| Participation rate | 85.7% | 68.6%+17.1pp | 76.1%+9.6pp | 69.6%+16.1pp |
| Annual return | -6.58% | 11.38%-18.0pp | 850.97%-857.6pp | 7.63%-14.2pp |
| Employer contribution / active EE | $7,828 | $2,546+207.5% | $3,631+115.6% | $2,381+228.8% |
| Participant deferral / active EE | $3,501 | $2,993+17.0% | $4,082-14.2% | $3,470+0.9% |
| Admin fee / account holder | $3,226 | $4,046-20.3% | $5,479-41.1% | $4,887-34.0% |