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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,907 | $254,759+81.3% | $216,567+113.3% | $198,609+132.6% |
| Participation rate | 80.0% | 84.5%-4.5pp | 81.6%-1.6pp | 82.4%-2.4pp |
| Annual return | 14.56% | 10.04%+4.5pp | 12.94%+1.6pp | 202.70%-188.1pp |
| Employer contribution / active EE | $14,944 | $6,096+145.1% | $5,216+186.5% | $5,055+195.6% |
| Participant deferral / active EE | $14,051 | $6,948+102.2% | $6,191+127.0% | $6,977+101.4% |
| Admin fee / account holder | $1,958 | $26,311-92.6% | $21,981-91.1% | $19,030-89.7% |