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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,907 | $199,109+132.0% | $173,730+165.9% | $154,746+198.5% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 14.56% | 20.02%-5.5pp | 19.96%-5.4pp | 172.34%-157.8pp |
| Employer contribution / active EE | $14,944 | $5,311+181.4% | $4,577+226.5% | $4,379+241.3% |
| Participant deferral / active EE | $14,051 | $7,113+97.6% | $6,326+122.1% | $6,730+108.8% |
| Admin fee / account holder | $1,958 | $20,916-90.6% | $17,523-88.8% | $14,365-86.4% |