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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,183 | $154,159+84.3% | $130,026+118.6% | $139,456+103.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 27.05% | 32.50%-5.5pp | -137.26%+164.3pp | 373.45%-346.4pp |
| Employer contribution / active EE | $14,976 | $5,292+183.0% | $4,321+246.6% | $4,753+215.1% |
| Participant deferral / active EE | $16,181 | $6,710+141.2% | $5,821+178.0% | $6,711+141.1% |
| Admin fee / account holder | $8,714 | $14,001-37.8% | $10,608-17.9% | $11,407-23.6% |