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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,866 | $73,978-25.8% | $96,515-43.2% | $75,173-27.0% |
| Participation rate | 57.8% | 66.4%-8.7pp | 74.3%-16.6pp | 67.2%-9.4pp |
| Annual return | 14.71% | 26.72%-12.0pp | 35.73%-21.0pp | 160.72%-146.0pp |
| Employer contribution / active EE | $1,614 | $2,931-44.9% | $3,740-56.8% | $2,671-39.6% |
| Participant deferral / active EE | $3,682 | $3,660+0.6% | $4,880-24.5% | $4,126-10.8% |
| Admin fee / account holder | $5,728 | $5,219+9.8% | $6,735-15.0% | $5,651+1.4% |