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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,622 | $57,352-57.1% | $83,831-70.6% | $64,173-61.6% |
| Participation rate | 58.0% | 68.6%-10.6pp | 76.1%-18.1pp | 69.6%-11.6pp |
| Annual return | -7.05% | 11.38%-18.4pp | 850.99%-858.0pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,578 | $2,546-38.0% | $3,631-56.5% | $2,381-33.7% |
| Participant deferral / active EE | $2,769 | $2,993-7.5% | $4,082-32.2% | $3,470-20.2% |
| Admin fee / account holder | $344 | $4,046-91.5% | $5,479-93.7% | $4,887-93.0% |