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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,957 | $56,894-72.0% | $84,753-81.2% | $62,881-74.6% |
| Participation rate | 89.3% | 68.5%+20.7pp | 76.6%+12.7pp | 69.3%+20.0pp |
| Annual return | 7.49% | 6.30%+1.2pp | 22.78%-15.3pp | 20.14%-12.7pp |
| Employer contribution / active EE | $2,971 | $2,400+23.8% | $3,574-16.9% | $2,281+30.2% |
| Participant deferral / active EE | $4,882 | $2,709+80.2% | $3,712+31.5% | $3,203+52.4% |
| Admin fee / account holder | $1,156 | $3,581-67.7% | $5,333-78.3% | $4,296-73.1% |