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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,904 | $154,228+77.6% | $145,433+88.3% | $137,256+99.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.98% | 74.59%-54.6pp | 66.58%-46.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $16,263 | $4,804+238.5% | $4,554+257.1% | $4,156+291.3% |
| Participant deferral / active EE | $16,134 | $8,216+96.4% | $7,897+104.3% | $6,407+151.8% |
| Admin fee / account holder | $2,411 | $14,344-83.2% | $13,129-81.6% | $12,270-80.3% |