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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,827 | $102,422+410.5% | $147,117+255.4% | $80,959+545.8% |
| Participation rate | 98.9% | 75.9%+23.0pp | 82.2%+16.7pp | 67.7%+31.2pp |
| Annual return | 16.14% | 135.16%-119.0pp | 420.54%-404.4pp | 35.67%-19.5pp |
| Employer contribution / active EE | $22,343 | $3,717+501.0% | $4,932+353.0% | $2,757+710.4% |
| Participant deferral / active EE | $17,158 | $6,652+157.9% | $8,065+112.8% | $4,300+299.0% |
| Admin fee / account holder | $8,868 | $7,953+11.5% | $12,993-31.7% | $6,925+28.0% |