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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,786 | $160,028-82.0% | $147,080-80.4% | $145,884-80.3% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 46.56% | 98.60%-52.0pp | 420.17%-373.6pp | 551.85%-505.3pp |
| Employer contribution / active EE | $3,470 | $5,286-34.4% | $4,933-29.7% | $4,662-25.6% |
| Participant deferral / active EE | $8,588 | $8,422+2.0% | $8,066+6.5% | $6,690+28.4% |
| Admin fee / account holder | $13,098 | $15,030-12.9% | $12,989+0.8% | $13,392-2.2% |