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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,127 | $138,076-76.0% | $123,553-73.2% | $135,380-75.5% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -8.19% | 153.70%-161.9pp | 119.21%-127.4pp | 519.81%-528.0pp |
| Employer contribution / active EE | $2,774 | $5,152-46.2% | $4,628-40.1% | $4,779-42.0% |
| Participant deferral / active EE | $11,031 | $6,800+62.2% | $6,426+71.7% | $5,609+96.7% |
| Admin fee / account holder | $2,537 | $10,917-76.8% | $9,284-72.7% | $10,828-76.6% |