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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,239 | $176,120-61.8% | $159,487-57.8% | $167,553-59.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.31% | 331.95%-315.6pp | 263.71%-247.4pp | 478.89%-462.6pp |
| Employer contribution / active EE | $3,181 | $5,299-40.0% | $4,831-34.2% | $4,840-34.3% |
| Participant deferral / active EE | $8,422 | $7,752+8.6% | $7,354+14.5% | $6,343+32.8% |
| Admin fee / account holder | $612 | $12,561-95.1% | $10,804-94.3% | $12,316-95.0% |