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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,781 | $61,390+73.9% | $112,228-4.9% | $75,177+42.0% |
| Participation rate | 46.2% | 61.6%-15.5pp | 72.4%-26.3pp | 67.2%-21.1pp |
| Annual return | 13.04% | 28.47%-15.4pp | 30.23%-17.2pp | 160.75%-147.7pp |
| Employer contribution / active EE | $1,561 | $2,015-22.5% | $3,432-54.5% | $2,671-41.6% |
| Participant deferral / active EE | $2,769 | $3,108-10.9% | $4,800-42.3% | $4,126-32.9% |
| Admin fee / account holder | $3,256 | $4,862-33.0% | $7,752-58.0% | $5,651-42.4% |