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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,531 | $70,587+32.5% | $124,694-25.0% | $85,851+8.9% |
| Participation rate | 48.5% | 64.4%-15.9pp | 74.6%-26.1pp | 69.3%-20.8pp |
| Annual return | 20.44% | 20688.83%-20668.4pp | 5144.82%-5124.4pp | 318.63%-298.2pp |
| Employer contribution / active EE | $1,456 | $1,913-23.9% | $3,325-56.2% | $2,565-43.2% |
| Participant deferral / active EE | $2,774 | $2,969-6.6% | $4,615-39.9% | $3,952-29.8% |
| Admin fee / account holder | $4,581 | $5,282-13.3% | $7,495-38.9% | $6,261-26.8% |