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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,011 | $116,434-58.8% | $65,583-26.8% | $139,487-65.6% |
| Participation rate | 60.0% | 67.9%-7.9pp | 65.0%-5.0pp | 80.3%-20.3pp |
| Annual return | 12.42% | 31.34%-18.9pp | 47.46%-35.0pp | 373.84%-361.4pp |
| Employer contribution / active EE | $2,267 | $2,602-12.9% | $1,692+34.0% | $4,755-52.3% |
| Participant deferral / active EE | $5,513 | $4,245+29.9% | $2,833+94.6% | $6,713-17.9% |
| Admin fee / account holder | $0 | $6,696-100.0% | $4,112-100.0% | $11,407-100.0% |