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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,477 | $119,143-75.3% | $88,632-66.7% | $152,909-80.7% |
| Participation rate | 92.3% | 73.4%+18.9pp | 68.8%+23.5pp | 82.5%+9.9pp |
| Annual return | 16.10% | 48.12%-32.0pp | 43.75%-27.6pp | 345.46%-329.4pp |
| Employer contribution / active EE | $2,578 | $2,675-3.6% | $2,101+22.7% | $4,764-45.9% |
| Participant deferral / active EE | $5,813 | $3,555+63.5% | $2,917+99.3% | $5,851-0.7% |
| Admin fee / account holder | $1,313 | $5,875-77.7% | $4,308-69.5% | $11,601-88.7% |