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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,872 | $129,476-72.3% | $93,515-61.6% | $158,982-77.4% |
| Participation rate | 78.6% | 71.0%+7.6pp | 66.8%+11.8pp | 82.0%-3.4pp |
| Annual return | 10.91% | 118.56%-107.6pp | 78.21%-67.3pp | 302.99%-292.1pp |
| Employer contribution / active EE | $2,005 | $2,717-26.2% | $2,077-3.5% | $4,763-57.9% |
| Participant deferral / active EE | $4,914 | $3,916+25.5% | $3,129+57.1% | $5,983-17.9% |
| Admin fee / account holder | $1,621 | $7,396-78.1% | $5,235-69.0% | $11,252-85.6% |