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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,110 | $123,750-61.9% | $69,611-32.3% | $145,877-67.7% |
| Participation rate | 33.3% | 69.2%-35.9pp | 66.4%-33.1pp | 80.3%-47.0pp |
| Annual return | 7.65% | 192.03%-184.4pp | 101.14%-93.5pp | 551.28%-543.6pp |
| Employer contribution / active EE | $1,352 | $2,672-49.4% | $1,709-20.9% | $4,663-71.0% |
| Participant deferral / active EE | $2,865 | $4,243-32.5% | $2,891-0.9% | $6,691-57.2% |
| Admin fee / account holder | $14,425 | $7,817+84.6% | $4,696+207.2% | $13,402+7.6% |