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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,110 | $123,859-62.0% | $69,632-32.3% | $145,897-67.7% |
| Participation rate | 33.3% | 69.2%-35.9pp | 66.4%-33.1pp | 80.3%-47.0pp |
| Annual return | 7.65% | 192.49%-184.8pp | 101.32%-93.7pp | 552.29%-544.6pp |
| Employer contribution / active EE | $1,352 | $2,673-49.4% | $1,708-20.9% | $4,663-71.0% |
| Participant deferral / active EE | $2,865 | $4,242-32.5% | $2,889-0.8% | $6,689-57.2% |
| Admin fee / account holder | $14,425 | $7,817+84.5% | $4,695+207.2% | $13,390+7.7% |