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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,676 | $202,342-31.5% | $172,752-19.7% | $152,897-9.3% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 16.91% | 1029.83%-1012.9pp | 802.97%-786.1pp | 345.43%-328.5pp |
| Employer contribution / active EE | $11,057 | $5,858+88.8% | $5,144+114.9% | $4,764+132.1% |
| Participant deferral / active EE | $23,720 | $5,948+298.8% | $5,198+356.3% | $5,851+305.4% |
| Admin fee / account holder | $136,233 | $17,111+696.2% | $13,955+876.2% | $11,599+1074.5% |