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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,711 | $198,457-27.6% | $170,435-15.7% | $147,586-2.6% |
| Participation rate | 95.5% | 88.0%+7.5pp | 83.6%+11.9pp | 82.8%+12.6pp |
| Annual return | 14.61% | 257.30%-242.7pp | 205.94%-191.3pp | 578.59%-564.0pp |
| Employer contribution / active EE | $13,455 | $6,183+117.6% | $5,432+147.7% | $4,876+175.9% |
| Participant deferral / active EE | $15,263 | $5,629+171.1% | $4,939+209.0% | $5,439+180.6% |
| Admin fee / account holder | $1,424 | $16,852-91.5% | $13,881-89.7% | $10,886-86.9% |