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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,710 | $52,911-60.9% | $73,309-71.7% | $59,633-65.3% |
| Participation rate | 80.8% | 68.2%+12.5pp | 74.9%+5.9pp | 68.7%+12.1pp |
| Annual return | -3.74% | 12.20%-15.9pp | 5.67%-9.4pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $3,298 | $1,909+72.8% | $3,237+1.9% | $2,203+49.7% |
| Participant deferral / active EE | $5,491 | $4,069+34.9% | $4,991+10.0% | $3,192+72.1% |
| Admin fee / account holder | $612 | $3,835-84.0% | $5,635-89.1% | $4,297-85.7% |