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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,782 | $77,157+274.3% | $108,405+166.4% | $85,847+236.4% |
| Participation rate | 88.4% | 74.7%+13.7pp | 80.1%+8.2pp | 69.3%+19.1pp |
| Annual return | 18.88% | 44.55%-25.7pp | 905.55%-886.7pp | 318.61%-299.7pp |
| Employer contribution / active EE | $4,812 | $2,379+102.2% | $3,559+35.2% | $2,565+87.6% |
| Participant deferral / active EE | $7,977 | $5,567+43.3% | $6,563+21.6% | $3,952+101.8% |
| Admin fee / account holder | $1,414 | $5,174-72.7% | $7,297-80.6% | $6,261-77.4% |