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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,900 | $155,555-29.3% | $146,866-25.2% | $155,188-29.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 23.92% | 115.41%-91.5pp | 102.85%-78.9pp | 148.84%-124.9pp |
| Employer contribution / active EE | $3,331 | $4,647-28.3% | $4,425-24.7% | $4,248-21.6% |
| Participant deferral / active EE | $12,561 | $8,044+56.2% | $7,759+61.9% | $6,531+92.3% |
| Admin fee / account holder | $6,666 | $14,755-54.8% | $13,620-51.1% | $14,480-54.0% |