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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,041 | $160,028-48.7% | $147,080-44.2% | $145,884-43.8% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 17.02% | 98.60%-81.6pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $6,436 | $5,286+21.8% | $4,933+30.5% | $4,662+38.0% |
| Participant deferral / active EE | $22,859 | $8,422+171.4% | $8,066+183.4% | $6,690+241.7% |
| Admin fee / account holder | $2,723 | $15,030-81.9% | $12,989-79.0% | $13,392-79.7% |