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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,631 | $138,114-66.2% | $125,391-62.8% | $134,545-65.3% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -19.01% | 750.88%-769.9pp | 572.41%-591.4pp | 418.37%-437.4pp |
| Employer contribution / active EE | $3,502 | $5,246-33.3% | $4,816-27.3% | $4,742-26.2% |
| Participant deferral / active EE | $11,589 | $7,801+48.6% | $7,448+55.6% | $6,401+81.0% |
| Admin fee / account holder | $1,223 | $11,570-89.4% | $10,009-87.8% | $11,431-89.3% |