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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,900 | $162,136-32.2% | $152,301-27.8% | $154,746-29.0% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 23.92% | 91.02%-67.1pp | 80.50%-56.6pp | 172.34%-148.4pp |
| Employer contribution / active EE | $3,331 | $4,890-31.9% | $4,624-28.0% | $4,379-23.9% |
| Participant deferral / active EE | $12,561 | $8,341+50.6% | $8,004+56.9% | $6,730+86.6% |
| Admin fee / account holder | $6,666 | $15,759-57.7% | $14,398-53.7% | $14,365-53.6% |