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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,041 | $160,070-48.7% | $147,117-44.2% | $145,897-43.8% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 17.02% | 98.69%-81.7pp | 420.54%-403.5pp | 552.29%-535.3pp |
| Employer contribution / active EE | $6,436 | $5,285+21.8% | $4,932+30.5% | $4,663+38.0% |
| Participant deferral / active EE | $22,859 | $8,419+171.5% | $8,065+183.5% | $6,689+241.7% |
| Admin fee / account holder | $2,723 | $15,035-81.9% | $12,993-79.0% | $13,390-79.7% |