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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,251 | $111,787-69.4% | $93,681-63.4% | $145,978-76.5% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 10.43% | 203.52%-193.1pp | 133.47%-123.0pp | 550.52%-540.1pp |
| Employer contribution / active EE | $1,122 | $3,093-63.7% | $2,422-53.7% | $4,662-75.9% |
| Participant deferral / active EE | $6,787 | $4,918+38.0% | $4,415+53.7% | $6,690+1.5% |
| Admin fee / account holder | $4,502 | $10,256-56.1% | $8,290-45.7% | $13,400-66.4% |