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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,072 | $102,663-77.5% | $86,216-73.2% | $139,466-83.5% |
| Participation rate | 90.0% | 74.5%+15.5pp | 69.0%+21.0pp | 80.3%+9.7pp |
| Annual return | 18.77% | 1924.52%-1905.7pp | 1169.42%-1150.6pp | 373.66%-354.9pp |
| Employer contribution / active EE | $951 | $3,035-68.7% | $2,382-60.1% | $4,754-80.0% |
| Participant deferral / active EE | $5,716 | $4,677+22.2% | $3,986+43.4% | $6,712-14.8% |
| Admin fee / account holder | $440 | $8,663-94.9% | $6,853-93.6% | $11,409-96.1% |