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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $30,421-35.3% | $56,077-64.9% | $74,429-73.6% |
| Participation rate | 33.1% | 32.9%+0.2pp | 52.5%-19.4pp | 67.2%-34.2pp |
| Annual return | 35.96% | 24.94%+11.0pp | 1709.28%-1673.3pp | 1368.38%-1332.4pp |
| Employer contribution / active EE | $652 | $610+6.9% | $1,040-37.3% | $2,625-75.2% |
| Participant deferral / active EE | $1,956 | $1,175+66.5% | $1,954+0.1% | $4,348-55.0% |
| Admin fee / account holder | $646 | $2,363-72.7% | $2,825-77.1% | $1,944-66.8% |