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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $34,932-43.7% | $56,441-65.1% | $74,546-73.6% |
| Participation rate | 33.1% | 32.9%+0.2pp | 52.5%-19.4pp | 67.2%-34.1pp |
| Annual return | 35.96% | 24.90%+11.1pp | 1704.21%-1668.3pp | 1366.03%-1330.1pp |
| Employer contribution / active EE | $652 | $608+7.2% | $1,039-37.3% | $2,624-75.2% |
| Participant deferral / active EE | $1,956 | $1,173+66.8% | $1,953+0.2% | $4,347-55.0% |
| Admin fee / account holder | $646 | $2,359-72.6% | $2,829-77.2% | $1,944-66.8% |