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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,090 | $114,073-1.7% | $96,161+16.6% | $167,518-33.1% |
| Participation rate | 83.3% | 75.1%+8.3pp | 68.4%+14.9pp | 82.1%+1.2pp |
| Annual return | 17.58% | 189.95%-172.4pp | 192.01%-174.4pp | 478.71%-461.1pp |
| Employer contribution / active EE | $8,540 | $3,428+149.1% | $2,798+205.2% | $4,838+76.5% |
| Participant deferral / active EE | $8,476 | $5,195+63.2% | $4,349+94.9% | $6,342+33.6% |
| Admin fee / account holder | $2,684 | $6,899-61.1% | $5,538-51.5% | $12,312-78.2% |