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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,682 | $104,937-41.2% | $84,628-27.1% | $152,897-59.7% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.80% | 373.88%-352.1pp | 258.80%-237.0pp | 345.43%-323.6pp |
| Employer contribution / active EE | $8,860 | $3,303+168.2% | $2,653+234.0% | $4,764+86.0% |
| Participant deferral / active EE | $6,853 | $4,690+46.1% | $3,900+75.7% | $5,851+17.1% |
| Admin fee / account holder | $3,777 | $6,243-39.5% | $4,914-23.1% | $11,599-67.4% |