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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,509 | $175,259-3.9% | $149,723+12.5% | $139,487+20.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 31.99% | 166.82%-134.8pp | 134.50%-102.5pp | 373.84%-341.9pp |
| Employer contribution / active EE | $17,901 | $5,478+226.8% | $4,821+271.3% | $4,755+276.5% |
| Participant deferral / active EE | $9,737 | $6,522+49.3% | $5,682+71.4% | $6,713+45.1% |
| Admin fee / account holder | $8,276 | $16,158-48.8% | $13,215-37.4% | $11,407-27.5% |