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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,232 | $209,422-31.6% | $178,503-19.8% | $158,982-9.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.20% | 188.81%-176.6pp | 151.12%-138.9pp | 302.99%-290.8pp |
| Employer contribution / active EE | $16,997 | $5,707+197.8% | $5,011+239.2% | $4,763+256.9% |
| Participant deferral / active EE | $9,689 | $5,955+62.7% | $5,202+86.2% | $5,983+61.9% |
| Admin fee / account holder | $957 | $17,079-94.4% | $13,987-93.2% | $11,252-91.5% |