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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,095 | $180,459-46.7% | $154,108-37.6% | $135,380-29.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.04% | 888.21%-895.2pp | 735.21%-742.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $18,168 | $6,035+201.0% | $5,298+242.9% | $4,779+280.2% |
| Participant deferral / active EE | $11,225 | $5,806+93.3% | $5,081+120.9% | $5,609+100.1% |
| Admin fee / account holder | $565 | $16,145-96.5% | $13,411-95.8% | $10,828-94.8% |