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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,706 | $63,346-42.1% | $92,240-60.2% | $70,126-47.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 19.74% | 530.19%-510.4pp | 176.29%-156.5pp | 73.15%-53.4pp |
| Employer contribution / active EE | $2,577 | $2,471+4.3% | $3,680-30.0% | $2,343+10.0% |
| Participant deferral / active EE | $5,140 | $2,854+80.1% | $3,897+31.9% | $3,332+54.3% |
| Admin fee / account holder | $2,515 | $3,841-34.5% | $5,194-51.6% | $4,645-45.9% |