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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,510 | $56,894-46.4% | $84,753-64.0% | $62,881-51.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.53% | 6.30%-2.8pp | 22.78%-19.3pp | 20.14%-16.6pp |
| Employer contribution / active EE | $3,786 | $2,400+57.8% | $3,574+5.9% | $2,281+66.0% |
| Participant deferral / active EE | $3,522 | $2,709+30.0% | $3,712-5.1% | $3,203+10.0% |
| Admin fee / account holder | $723 | $3,581-79.8% | $5,333-86.4% | $4,296-83.2% |