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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,482 | $169,361-13.5% | $129,397+13.2% | $145,877+0.4% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.6%+5.4pp | 80.3%-5.3pp |
| Annual return | 13.50% | 14395.54%-14382.0pp | 9453.98%-9440.5pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,068 | $5,542-62.7% | $4,154-50.2% | $4,663-55.7% |
| Participant deferral / active EE | $8,845 | $4,987+77.3% | $4,167+112.3% | $6,691+32.2% |
| Admin fee / account holder | $6,641 | $9,903-32.9% | $7,679-13.5% | $13,402-50.5% |