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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,760 | $156,963-22.4% | $121,204+0.5% | $139,466-12.7% |
| Participation rate | 81.8% | 76.5%+5.4pp | 69.5%+12.3pp | 80.3%+1.5pp |
| Annual return | 16.23% | 1476.75%-1460.5pp | 987.18%-971.0pp | 373.66%-357.4pp |
| Employer contribution / active EE | $2,337 | $5,544-57.8% | $4,170-44.0% | $4,754-50.8% |
| Participant deferral / active EE | $8,862 | $4,848+82.8% | $4,083+117.1% | $6,712+32.0% |
| Admin fee / account holder | $992 | $6,953-85.7% | $5,651-82.4% | $11,409-91.3% |