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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,486 | $176,402-51.5% | $134,162-36.3% | $158,982-46.2% |
| Participation rate | 66.7% | 78.7%-12.1pp | 72.2%-5.5pp | 82.0%-15.3pp |
| Annual return | 11.94% | 63.66%-51.7pp | 36.35%-24.4pp | 302.99%-291.0pp |
| Employer contribution / active EE | $1,388 | $5,042-72.5% | $3,705-62.5% | $4,763-70.9% |
| Participant deferral / active EE | $6,166 | $4,093+50.7% | $3,500+76.2% | $5,983+3.1% |
| Admin fee / account holder | $108 | $8,719-98.8% | $6,685-98.4% | $11,252-99.0% |