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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,718 | $90,530-63.9% | $76,030-57.0% | $145,897-77.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.88% | 625.08%-612.2pp | 361.54%-348.7pp | 552.29%-539.4pp |
| Employer contribution / active EE | $2,781 | $3,319-16.2% | $2,688+3.5% | $4,663-40.4% |
| Participant deferral / active EE | $15,886 | $5,164+207.6% | $4,257+273.2% | $6,689+137.5% |
| Admin fee / account holder | $350 | $8,383-95.8% | $6,421-94.5% | $13,390-97.4% |