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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,833 | $64,719+4.8% | $112,249-39.6% | $68,486-1.0% |
| Participation rate | 65.0% | 67.2%-2.2pp | 75.1%-10.1pp | 67.9%-2.9pp |
| Annual return | -10.00% | -11.40%+1.4pp | 27.48%-37.5pp | -7.85%-2.1pp |
| Employer contribution / active EE | $1,838 | $2,747-33.1% | $3,636-49.5% | $2,597-29.2% |
| Participant deferral / active EE | $3,771 | $3,565+5.8% | $4,729-20.3% | $4,028-6.4% |
| Admin fee / account holder | $7,209 | $5,232+37.8% | $6,412+12.4% | $5,404+33.4% |