Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,027 | $72,273+12.1% | $101,275-20.0% | $79,856+1.5% |
| Participation rate | 56.1% | 68.5%-12.4pp | 75.8%-19.7pp | 69.6%-13.5pp |
| Annual return | 10.07% | 22.30%-12.2pp | 46.48%-36.4pp | 31.71%-21.6pp |
| Employer contribution / active EE | $1,408 | $2,691-47.7% | $3,660-61.5% | $2,471-43.0% |
| Participant deferral / active EE | $2,826 | $3,282-13.9% | $4,371-35.3% | $3,741-24.4% |
| Admin fee / account holder | $1,075 | $4,401-75.6% | $5,948-81.9% | $5,306-79.7% |