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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,310 | $104,924-21.6% | $84,623-2.7% | $152,885-46.2% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 15.80% | 373.82%-358.0pp | 258.77%-243.0pp | 345.39%-329.6pp |
| Employer contribution / active EE | $1,230 | $3,302-62.8% | $2,652-53.6% | $4,763-74.2% |
| Participant deferral / active EE | $9,014 | $4,689+92.2% | $3,899+131.2% | $5,851+54.1% |
| Admin fee / account holder | $8,147 | $6,242+30.5% | $4,913+65.8% | $11,598-29.8% |