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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,335 | $93,064-63.1% | $74,577-54.0% | $273,972-87.5% |
| Participation rate | 75.0% | 74.9%+0.1pp | 68.1%+6.9pp | 83.0%-8.0pp |
| Annual return | 46.40% | 26.18%+20.2pp | 20.47%+25.9pp | 41.46%+4.9pp |
| Employer contribution / active EE | $1,965 | $3,160-37.8% | $2,525-22.2% | $4,869-59.7% |
| Participant deferral / active EE | $6,935 | $4,160+66.7% | $3,458+100.5% | $5,287+31.2% |
| Admin fee / account holder | $447 | $5,273-91.5% | $4,138-89.2% | $10,133-95.6% |